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Opt out request

About this service

If your employer has automatically enrolled you in KiwiSaver you can use this service to opt out of KiwiSaver. You can't opt out of KiwiSaver if you opted in.

When to use this service

Use this service if you don't want to be a member of a KiwiSaver scheme.

If your employer automatically enrolled you, we'll approve your request on or after day 14 and on or before day 56 of starting your employment with them. If you started employment more than 56 days ago, and it is less than three months since your first contribution was received by Inland Revenue, you will be required to provide a reason for your late opt out and your request may not be approved.

If your request is received more than three months after your first contribution is received by Inland Revenue you cannot opt out and your request will be treated as an application for a contributions holiday.

You'll need

  • Your IRD number, address and contact details
  • Your employer's business or trade name
  • Your employer's address, or their IRD number
  • Your employment start date
  • Your bank account details (for any refunds)
  • Your late opt out reason (if this is a late opt out)

After you finish

We will assess your application to opt out of KiwiSaver and notify you of the outcome.

If the opt out is successful, we will notify your employer and they'll stop your KiwiSaver deductions. You will be refunded any KiwiSaver contributions your employer has already deducted from your pay by your employer or by Inland Revenue once the contributions are received.